To Robert Kiyosaki

Robert,
I have been studying finance for most of my life in an effort to understand a few questions. The big questions I have been trying to answer are "how do I control my finances and make my money go farther?" and "How do I have all the money I want enter into my life?"
In my journey I have attended many seminars and classes as well as read many books on the subject. Each time I come away not sure if I have found the answers to my questions or not. Thanks to you I now have those answers! I want to share how I came to figure this out.
I have several neighbors and friends that are experiencing financial difficulties this year and I have offered to help them out since I have studied this topic for so many years and have been able to make a huge difference for my family with what I have learned.
In preparing some lessons or teaching points I could cover with them I started thinking about some of the classes I have taken and realized they all have one major theme.
In high schools here in utah they often teach a class on finances that basically is only a one hour after school class. What it entails is stopping by a booth to get your character card then going to another booth to collect your pay check. Now you have to figure out how to pay your bills and get your needs met. It is an eye opener to the reality most people have after they leave school. It was quite depressing too.
In college I took a personal finances class, bought the book and software and was excited to finally get my answers. I still have this book and software but I have yet to figure out how it all makes sense. The class was an online class yet once a week we had to attend class to hear a guest lecturer. One of the speakers was a Realtor teaching us how to buy a home and how it can be "our biggest investment". Another speaker was an Auto Broker showing us how to buy a new and used car. Other speakers included a jeweler showing us diamonds and coins, insurance broker and "financial planner" (ie. the mutual fund guy). We also learned how to look up mutual funds using morning star and other reporting systems. At the end of the class I still didn't have my answers.
Then one day a friend of mine handed me a copy of Rich Dad Poor Dad and encouraged me to read it. I loved it yet had no idea how to wrap my brain around what you said. It seemed refreshing to see another perspective on finances yet it sounded like greek to me.
Now after a decade of reading all your books over and over and over I finally have it figured out.
There exists two kinds of financial education in this world. One I call commercial finances and the other I call the real way to do it.
As I look back on what I have learned I realize that in high school they were telling the truth. In that class they spent 5 minutes of the class making you aware of how to make money (job) and 45 minutes telling you how to spend your money. Even the college class was all about how to spend your money. IT didn't go over how to make more money.
Even the insurance guy and mutual fund guy was all about "give us your money and we may give it and a little more back in 30 years". If you really think about it there are three ways most people learn the most about finances. They are from banks, lending institutions and businesses. Banks want you to give them your money in savings so they can use fractional reserve banking and make a fortune. Lending institutions want you to need money so they can lend you some and charge you interest. Businesses want you to spend your money with them. Basically commercial financial education is all about teaching people how to move their money from their own pocket to someone else's pocket.
It has nothing to do with improving the persons financial life. Even the prominent so called "financial experts" are teaching you not how to be better yet how to move your money into other pockets than the one's you are dumping it into already. Now there's a conspiracy if I've ever heard one.
I think the reason it took me years to wrap my mind around your advice is that my financial vocabulary and thinking were stuck in the commercial way of thinking. Just in the last several years has my thinking truly shifted. I can now see and think in the vocabulary of the cashflow quadrant. I can now see and hear it in what people say and write. It truly is like Neo finally seeing the coding of the matrix.
I have read tons of negative things about you and your books through my studies and realize that what most people want is a step by step way to become wealthy. They are looking for an instruction manual that will hold their hand the whole way.
One of the biggest complaints you receive is that you don't offer an instruction book to wealth. And that is because you know it would be an injustice to give someone that. You focus on helping people understand the language differences from what they have been taught and the way the rich do things. Becoming rich with out knowing the why doesn't make you truly rich. It just means you can follow instructions. It is easy to claim ignorance if you can't see where you are going.
In m mind I equate this to buying a kit car. I am not a mechanic and I do not understand the language of mechanics. If I bought a kit car I could probably put it together because it comes with an instruction book. What moat people are taught is to follow orders and don't question it. If I built a car from instructions I would never learn how a car truly works or why it needs to be assembled in a certain way. By having my mechanics help me and guide me rather than tell me what to do I can gain a deeper appreciation and understanding of why a car is the way it is.
You focus your efforts on helping people have the language and foundational understanding of being wealthy. Once you understand that it does not matter which vehicle you use. Wealth has to start from within your own mind and thoughts for it to be true wealth. Its not in the making of the money it is in knowing how to make the money that makes the difference. That is why lottery winners always lose and the state never loses.
Thank you very much Robert for your never ending devotion to showing me how see a new world. I am very glad you have never written a how-to book and have given me the easy road. I am grateful for the many years I have spent learning. Many people complain you only talk philosophy and history. Thanks to you I have lots hundreds of my own man hours in my business because I have been gaining an education looking up and studying what you talked about. I have given myself an education in economics and history because of the things you mention in your books. I cannot tell you how much I have learned.
Because of you Robert, I no longer need an instruction manual. With the help of guidance from my advisors I can build my car my self and know why it is the way it is.
Thank you.